PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP PROFITABILITAS (RETURN ON ASSET) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2019-2023. Accounting Research Journal, [S. l.], v. 3, n. 1, p. 1–17, 2024. DOI: 10.56244/accrual.v3i1.837. Disponível em: https://ojs.unnur.ac.id/index.php/accrual/article/view/837. Acesso em: 15 aug. 2026.