“PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP PROFITABILITAS (RETURN ON ASSET) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2019-2023”. 2024. Accounting Research Journal 3 (1): 1-17. https://doi.org/10.56244/accrual.v3i1.837.