PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP PROFITABILITAS (RETURN ON ASSET) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2019-2023. Accrual [Internet]. 2024 Oct. 4 [cited 2026 Aug. 15];3(1):1-17. Available from: https://ojs.unnur.ac.id/index.php/accrual/article/view/837